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TCPA Guide

This guide from the Federal Communications Commission is intended to help small entities comply with TCPA and includes compliance and record keeping requirements.Read Now... Read More

Red Flags Rule

A regulation created by the Federal Trade Commission (FTC) under the authority of the Fair and Accurate Credit Transactions Act of 2003.  This regulation requires financial institutions and creditors to implement measures to detect and prevent identity theft. The original FTC rule was circumscribed by the Red Flag Program Clarification Act of 2010, which limited the definition of “creditors” to exclude any creditor “that advances funds on the behalf of a person for expenses incidental to a servi... Read More

Fair and Accurate Credit Transactions Act of 2003

An expansion of the Fair Credit Reporting Act which focuses on consumer access and identity theft prevention. The act mandates that credit reporting agencies allow consumers to obtain a free credit report once every twelve months. Additionally, it allows consumers to request alerts when a creditor suspects identity theft and gave the Federal Trade Commission (FTC) authority to promulgate rules to prevent identity theft. The FTC used the authority to create the Red Flags Rule. Reference(s) in IA... Read More

Federal Communications Commission

The United States agency that regulates interstate communications through radio, wire, telecommunications, satellite and cable. The Federal Communications Commission (FCC) has authority that overlaps with the Federal Trade Commission in some areas of privacy law including enforcement and further regulation under the Telephone Consumer Protection Act.   Reference(s) in IAPP Certification Textbooks: US100 Acronym: FCC Associated term(s): Federal Trade Commission, Do-Not-Call Implementatio... Read More