Textbook Key

F: Foundations of Information Privacy and Data Protection

US: U.S. Private-sector Privacy

C: Canadian Privacy

E: European Privacy

G: U.S. Government Privacy

IT: Privacy in Information Technology

M: Privacy Program Management

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Fair Credit Reporting Act, The

One of the oldest U.S. federal privacy laws still in force today. It was enacted in 1970 to mandate accurate and relevant data collection, give consumers the ability access and correct their information, and limit the use of consumer reports to permissible purposes, such as employment and extension of credit or insurance.

Reference(s) in IAPP Certification Textbooks: F4, 42; US57-64; C123-124; G147; M38

Acronym(s): FCRA

Associated law(s): Fair and Accurate Credit Transactions Act of 2003 (FACTA)