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Daily Dashboard | Drivers Opt-In To Behavior-Based Insurance Rates Related reading: US House commences proposed American Privacy Rights Act debate

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The New York Times reports insurance companies are increasingly offering discounts to drivers willing to have their driving behavior captured and analyzed in hopes of discounts on their auto insurance. The driving data is collected with a small device drivers connect to their car’s computer system that records such details as distance traveled and second-by-second speed. Progressive’s model intentionally does not collect GPS details “so the car’s exact location is not known; otherwise, more drivers might be nervous about using it,” the report states, noting concerns, however, about how such driving data could be used in post-accident investigations and litigation. (Registration may be required to access this story.)
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