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Damages Awarded in Erroneous Credit Check Case

PRIVACY LAW—CANADA

December 21, 2010

TransUnion of Canada will pay $5,000 in damages to a Calgary man whose loan application was turned down after another person's credit history was wrongly passed on to the bank, the Toronto Star reports. Mirza Nammo is the first plaintiff to be awarded damages for a breach of the federal privacy act. Federal Court Justice Russel Zinn found the payback was warranted because of repeated failures by the credit reporting agency to correct the "grossly inaccurate" information quickly and effectively, the report states. Zinn compared a credit check to a strip search, saying it can be "equally intrusive, embarrassing and humiliating."
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